Archive for January, 2011

January 20th, 2011

Theme Park Accident Statistics

This country loves its stats. News reports, magazines, and blogs are filled with data on everything from television viewing habits to crime rates to polling data on every subject under the sun. The government and consumer protection agencies are known for publishing countless studies on the safety of this product, that chemical, or this activity every year.

It will therefore be surprising to many people to learn that there are no reliable and comprehensive statistics on Theme park accidents . There is no national database of accident reports nor is there a single agency responsible for gathering, interpreting, and disseminating the data. Some states have reporting requirements, but not all. Even Florida, which has one of the highest concentrations of theme parks in the world, has uneven requirements for reporting, with Disney and Universal independently reporting their incidents on a quarterly basis.

Consumer agencies do collect some data, but much of it is pieced together from hospital records and reports from theme parks that choose to participate. Likewise the data collected by the park industry itself is completely voluntary and, therefore, incomplete.

The statistics that appear for theme parks are valid. The public just needs to be aware of the limitations of the data sets used to generate the data.

January 11th, 2011

Many People Need Visitor Medical Insurance

The number of international travelers grows every year. This is due to the softening of international borders and the expansion of global business and trade. It’s not just diplomats and missionaries who travel now. Business people at many different levels, students, and even pleasure travelers are able to visit many places that used to seem remote.

One thing that all these different travelers have in common in a need for visitor medical insurance . Very few people can afford to pay for medical expenses out of pocket at home, let alone in a foreign country and their regular health insurance isn’t going to do them any good once they leave their home country. A visitors plan will ensure that they have access to care in case of illness or accident. They can even get policies that will help them replace prescription medication or get emergency dental work.

Policies are available for a wide variety of needs. Students and business travelers are the most common group who need medical care abroad. Other policies are designed for missionaries , immigrants, visiting family and international travelers. There are policies for those who live at sea, such as sailors and those on long-term cruises. There are even policies for global citizens who live their entire life traveling from country to country.